James
Does looking at your credit yourself impact your credit score/ likelihood to get credit? Thanks,
Jonathan, Wilmslow
Jonathan,
As I just explained to a young lady writing in about a different issue, checking your own credit report does not harm your creditworthiness. There are several reasons for checking a credit report and each one leaves a specific type of footprint. Only footprints created by credit applications provide insight into your current credit behaviour and, as a result, can affect credit scoring. Other types of search footprint – including those created when you check your own report or when a financial firm uses your report to help confirm your identity – are registered for your information only.
James