Information and Data Sources

e-identitycheck uses data from Experian's Consumer Information Databases which contain over 440 million records from a variety of independent sources.

• Voters Roll
  The Voters Roll holds the details of everyone who is registered to vote at almost every address in the UK, the Isle of Man and Jersey. This information is fully updated every year and amended on a regular basis to produce a record of everybody over the age of 18, or who will soon be 18.
  
  
• Postal Address File
  Gives the address of every property in the UK, including postcodes, as supplied by the Post Office and regularly updated.
  
  
• Public Information File
  The Public Information File is compiled by Experian using information from Registry Trust Limited, official gazettes and the insolvency service. It includes details of all County Court Judgments, Scottish decrees, bankruptcies, administration orders, voluntary arrangements, and certificates of satisfaction.
  
  
• Home telephone database
  Holds in excess of 16.5 million UK telephone numbers.
  
  
• Post Office Re-direction File
  Data from the Post Office National Change of Address (NCOA) File is used for fraud identification purposes to identify where a fraudster has set up a postal re-direction away from the supplied current address.
  
  
• Accommodation Address File
  Contains data (138,000 addresses) taken from the Experian Business Information - Limited Company and Thomson databases.
  Used to identify fraudsters (making credit applications or buying goods using stolen credit card details) using addresses that are not their current residential address but from where they can collect any mail sent to them.
  
  
• Sanctions data
  Data relating to high risk individuals in the context of money laundering activities. Includes data from the U.S. Treasury's Office of Foreign Assets Control (OFAC), the list of non-co-operative countries and territories (NCCT), Bank of England and the list of Politically Exposed Persons (PEP)
  
  
• Additional deceased data
  Data associated with the process of probate and from Undertakers is used to contribute to the verification process.
  
  
• CAIS (Credit Account Information Sharing)
  CAIS is by far the largest source of consumer credit histories in the UK. It holds information on over 270 million credit accounts. E-identitycheck uses only the non-financial data associated with CAIS records for customer verification purposes.
  
  
• CIFAS (The UK's Fraud Prevention Service)
  CIFAS was established in 1988 to share information between members on known and suspected fraud cases. CIFAS data is only available to CIFAS members.
  
  
• CAPS (Credit Application Previous Search)
  CAPS is the UK's largest file of information relating to credit applications made by individuals.